How Compound Interest Works (and Why It Matters)
A friendly primer on compound growth, frequency effects, and long-term planning.
A simple guide to time zones, UTC, offsets, DST, and practical tips.
A simple guide to time zones, UTC, offsets, DST, and practical tips.
AtlasCalc
Model long-term growth with our compound interest calculator.
Time zones exist to align clock time with daylight, but political borders, daylight-saving policies, and historical compromises make them surprisingly messy. Anchor your planning around Coordinated Universal Time (UTC) and double-check offset changes during seasonal transitions.
Before trains and telegraphs, towns simply set clocks by the sun. Railroads needed standardized schedules, so nations adopted time zones anchored to Greenwich, London—the reference for Longitude 0°. Coordinated Universal Time (UTC) succeeded Greenwich Mean Time in 1960 and is the modern baseline for civil time.
UTC offsets describe how many hours a local zone sits ahead or behind UTC. New York is typically UTC-05:00, London is UTC+00:00, and Sydney is UTC+10:00. The plot twist is daylight saving time (DST). Many regions shift clocks forward in spring and back in autumn, but not on the same dates. Arizona ignores DST entirely, Brazil abandoned it in 2019, and the European Union is debating whether to keep it. Always confirm the offset for specific dates rather than assuming it never changes.
AtlasCalc’s World Time tool caches live data and highlights key cities so you can sanity-check offsets and handoffs in seconds. Combine it with alerts in your calendar for effortless follow-the-sun coordination.
A friendly primer on compound growth, frequency effects, and long-term planning.
A plain-language explanation of BMI ranges, caveats, and health context.
AtlasCalc
Toggle between metric and imperial in a clean, focused interface.
Try our World Time to put these ideas into practice.